How to take loan from Aadhar Card?

Today we will tell you how to take loan from Aadhar card. Very few people will know that loan can be taken through Aadhar card. Everyone have Aadhar card and you all will also know that Aadhar card has become a identity document in india.

Its needs in government and private work as an identity proof. The government has made Aadhaar mandatory for all the schemes. Every person has personal details on Aadhaar. In terms of mandatory Aadhaar card for all documents, some companies are working to give online loan on Aadhar card.

If you also want to take a loan, then today we will tell you about how to take loan from Aadhar card. So let's get start.

Prime Minister Aadhar Card Loan Scheme 2021

Recently, the Government of India has launched the Prime Minister's Mudra Loan Scheme. So if you are also unemployed and you are looking for a loan to start a small business of your own, then the government is giving loans ranging from 50 thousand to ten lakh rupees without any guarantee.

If you want to take loan then go to any bank and ask them for loan under this scheme, you will get loan on 12% interest rate only on your Aadhar card.

If the government is giving this loan to open your employment, then you can also take advantage of it.

There are three categories of Aadhar card loan scheme:

Shishu Loan: Under Shishu Loan, a loan of up to Rs 50,000 is given.
Kishor Loan: Loans ranging from 50 thousand to 5 lakh rupees are given under Kishore Loan.
Tarun Loan: Loan of 5 lakh to 10 lakh is given under Tarun Loan.

Who can take loan from Aadhar Card?

With the Aadhar card loan scheme run by the Government of India, you can start your business by taking a loan of up to ten lakh. There are necessary conditions for this that that person should be a citizen of India.

He should have state voter card and should have a valid Aadhar card. If you are satisfied with these conditions, then you can apply for the loan by visiting aadharhousing.com.

Eligibility for taking loan from Aadhar Card

It is also necessary for you to have the eligibility to take the loan and only after the completion of this qualification you can get the loan. So let's know which qualifications are necessary.

• The person who is taking the loan should be 18 years of age or above. 
• The person taking the loan must be an Indian citizen. 
• It is very important for the person to have his mobile number and his email id. 
• Make sure you are able to repay the loan. 
• It is necessary for a person to have Aadhar card, bank account and PAN card. 
• The most important thing to keep in mind is that you have never taken a loan from other places before. 

What types of loan we can take from Aadhar Card?

There are many types of loan against Aadhar card. The following are the main types of loan that you can take from the Aadhar card.:

• Plot loan 
• Home improvement 
• Loan against property 
• Home loan 
• Home Extension Loan

How to take loan from Aadhar Card?

If a person wants to start his business or he wants to build a house or if the financial condition of a person is not right and he wants to take a loan, then he can take a loan with the help of Aadhar card.

If you apply for a loan in the bank, then Aadhar card is also required there. If you take loan from Aadhar card online then you will find it easy.

Individuals can take a loan of up to Rs 1 lakh from their Aadhar card. But let us tell you that the person should also be able to repay the loan. If you are not able to repay the loan then you will also get the loan with great difficulty.

How to apply for home loan with Aadhar Card?

To get the loan, first you have to submit your necessary documents. Then you can take a personal loan online by showing your Aadhar card as KYC in any bank.

Aadhar card has various benefits for personal loan approval. Top Banks Today List of NBFCs Using Aadhar Card:

• ICICI Personal Loan 
• HDFC personal loan 
• SBI Personal Loan 
• Bajaj Finserv Personal Loan 
• Citibank Personal Loan 
• Tata Capital Personal Loan 
• PNB Personal Loan 
• Indiabulls Personal Loan 
• Yes Bank Personal Loan

Documents required to take loan from Aadhar Card:

Some important documents are required for availing the loan.

For Salaried Person:

• Passport size photo 
• Identity Card: PAN Card, Passport, Aadhar card, Voter ID Card and Driving License 
• Income proof: Bank statement of last 3 months or bank passbook of 6 months 
• Residence Proof: Ration Card, Passport, Utility Bill, Driving License and Rent Agreement 
• Latest Form 16 
• Salary slip of last 3 months or current salary certificate. 
• For Self Employed Person: 
• Passport size photo 
• Identity Proof: Aadhar card, PAN Card, Water ID, Passport, Driving License 
• Income proof: 6 months bank statement 
• Residence Proof: Ration card, Driving License, Utility Bill, Passport, Rent Agreement 
• Business continuity proof 
• Income Calculation, Balance Sheet 
• Latest ITR with Profit and Loss Statements – Attested by a CA

 

Conclusion:

Friends, today we have told you how to take loan through Aadhar card. I am sure you must have understood this.

I have told you how to take loan from Aadhar card, eligibility to take loan from Aadhar card, how to apply for home loan from Aadhar card, documents required to take loan from Aadhar card and types of loan from Aadhar card.